By Janie Baer

  • Debt is your enemy and brings you loss.

You must see debt for what it is.  It is not your friend but it is your enemy!  It can get such a grip on you that you can lose everything!  That’s why people are committing suicide, killing their whole family, losing their marriage and family, losing respect for themselves and life, losing character, losing honor, losing their homes and their possessions, losing their  business or businesses, losing their church buildings and more; all at the cost of debt.

You must see and understand that debt is your enemy you must fight against, annihilate and completely wipe out of your life!  Debt is an enemy to the Cross, to your faith, to your hope, to the joy of the Lord being your strength, to Kingdom living, to partaking of God’s covenant of abundance, to the Word of God, to your financial prosperity, to your soul prosperity, to your marriage and family, to your ministry, to your future, and to your God given destiny!  You must see debt as your enemy!  You must see debt all about loss, failure, crisis, calamity, grief, sorrow, pain, suffering, hopelessness, despair, stress, worry, anxiety, sin against the Word and will of God, etc.!  See it as giving you all you want and desire today but creating loss, limitation, and lack for your future!  See debt as mortgaging your future harvest!

Going into debt you are actually doing the opposite of the principle of sowing and reaping in the Kingdom of God where you receive back with a greater return.  Debt causes you to take what you could have received from God tomorrow and using it today which leads to a loss for your future when you pay back more than you borrowed with interest, late fees, and other fees they hook on to the debt.

The opposite is true when you sow what you have, taking from God’s provision today and releasing it for the provision for your tomorrow or future.  You have God’s promises if you sow seed now you will have way more in your future days. If you borrow today to get what you want you will have less for your future days.

Debt is an enemy and it brings you loss for it is of the kingdom of darkness, of this world system and not of the Kingdom of God.

If you seek first the Kingdom of God’s operation in all financial matters Jesus told you, “All these things shall be added unto you.” (Matt 6:33)

You must realize you will only struggle financially when you forget and fail to operate in Kingdom principles.

God doesn’t want you to sell yourself into bondage and slavery to a lender. God’s plan for you His child is that you remain free, living in the freedom of the Kingdom of God where you lend to many and do not borrow.

Whether you want to admit it or not, debt is not a good thing for debt hinders, delays, and stops what God has for you and wants to do for you.

I hope you now see debt is your enemy and see the importance of eliminating debt entirely out of your life.  Debt is in the mind of this world and is not wisdom of the Kingdom of God.

Wisdom of God Scriptures to Meditate & Declare Over Your Life:

Prov 4:5-19 Get wisdom, get understanding: forget it not; neither decline from the words of my mouth. 6 Forsake her not, and she shall preserve thee: love her, and she shall keep thee. 7 Wisdom is the principal thing; therefore get wisdom: and with all thy getting get understanding. 8 Exalt her, and she shall promote thee: she shall bring thee to honour, when thou dost embrace her. 9 She shall give to thine head an ornament of grace: a crown of glory shall she deliver to thee. 10 Hear, O my son, and receive my sayings; and the years of thy life shall be many.11 I have taught thee in the way of wisdom; I have led thee in right paths. 12 When thou goest, thy steps shall not be straitened; and when thou runnest, thou shalt not stumble. 13 Take fast hold of instruction; let her not go: keep her; for she is thy life. 14 Enter not into the path of the wicked, and go not in the way of evil men. 15 Avoid it, pass not by it, turn from it, and pass away. 16 For they sleep not, except they have done mischief; and their sleep is taken away, unless they cause some to fall. 17 For they eat the bread of wickedness, and drink the wine of violence. 18 But the path of the just is as the shining light, that shineth more and more unto the perfect day. 19 The way of the wicked is as darkness: they know not at what they stumble. KJV



Debt is not my friend but it is my enemy!  Debt will cause me to lose far more than any gain from it I could enjoy. Debt is an enemy I will no longer tolerate in my life! I have made a quality decision to annihilate debt and completely wipe debt out of my life by the Anointed Jesus Christ, my Jubilee, and His anointing!  I see debt as the enemy to the Cross of my Lord Jesus Christ.  He has freed me from debt by becoming a curse when He hung on that Cross.  I see now that debt is also an enemy to my faith, to my hope, to the joy of the Lord, to covenant living, to partaking of God’s covenant of abundance, to the Word of God, to my soul prosperity, to my marriage and family, to my ministry, to my new covenant prosperity, and to my future and God given destiny!  I see debt all about loss!  I see debt for what it is loss, limitation, lack, failure, crisis, calamity, grief, much sorrow, much pain, suffering later, hopelessness, despair, stress, worry, anxiety, and sin against the Word and will of God!  I see debt as mortgaging my future! From now on it’s the Kingdom of God I seek where the principles of the Kingdom give me a far greater return than any debt and all the things I need are added to me and my future is guaranteed to have prosperity, increase, abundance, opulence, and overflow. I recognize that debt is of the other kingdom, the kingdom of darkness.  I will no longer struggle and just survive because I switch systems right now, today and forever and now I will thrive!  I am living in the Kingdom where I will remain free and lend to many!  No longer will debt hinder, delay or stop what God has for me and wants to do through me!  I have made up my mind and there’s nothing going to change it!