By Janie Baer

  • Debt is not of God.

    God gave us His covenant people this covenant promise,

    Deut 15:6 …and thou shalt lend unto many nations, but thou shalt not borrow; KJV

    God has made covenant with us so that we could count on Him the God of abundance and the covenant provision of abundance.  Revelation of the covenant God has with you and acting in faith to receive the provision of the covenant of abundance there is no need for you to go into debt and borrow.  The covenant affords you the right to remain in the place of abundance where you are able to lend to many and not have to borrow.  You have God’s Word on that through the blood of Christ.

    Many in the body of Christ are either ignorant of or have no revelation of this promise and so they are in bondage to debt and servants to the lender.

    Prov 22:7 The rich rules over the poor, And the borrower is servant to the lender. NKJV

     “Servant” here means when you are in debt you are in bondage to the lender.

    I have given you a prayer, confession and scriptures to help you release your faith to make the God of the bible your God and your God of covenant and start living out of the covenant of abundance.



Lord, I have made debt my god.  I repent of that wickedness.  Forgive me Lord for I am truly sorrowful and repentant.  I take full responsibility for the debt I have gotten into and I repent to you for going into debt and selling myself, my family, my church, my ministry into slavery to the world’s system and being disobedient to the covenant promises.  I ask for your mercy and for your deliverance now, in Jesus’ name.  Amen.



I declare today debt shall no longer be my god but the God of the bible.  In covenant with Him I enjoy and take full advantage of His covenant of abundance and now take hold of the covenant promise I shall lend to many nations but I shall not borrow ever again.  I declare today in covenant with God He has released me from all debt and I owe no man anything but to love him.


Scriptures to Meditate & Speak, Making Them Yours:

Deut 28:12 The LORD shall open unto thee (your name) his good treasure, the heaven to give the rain unto thy (your name) land in his season, and to bless all the work of thine (your name) hand: and thou (your name) shalt lend unto many nations, and thou (your name) shalt not borrow. KJV

Ps 66:12  Thou hast caused men to ride over our (your name) heads; we went through fire and through water: but thou broughtest us (your name) out into a wealthy place. KJV

Ps 118:25 Save now, we (your name) beseech You, O Lord; send now prosperity, O Lord, we beseech You, and give to us (your name) success! AMP

Ps 102:13 You will arise and have mercy on Zion (your name); For the time to favor her (your name), Yes, the set time, has come. NKJV

Psalms 126:1 A Prayer for Deliverance  When the LORD brought us (your name) back to Jerusalem (prosperity), it was like a dream! 2 How we laughed, how we sang for joy! Then the other nations said about us (your name), "The LORD did great things for them (your name)." 3 Indeed he did great things for us (your name); how happy we were! 4 LORD, make us (your name) prosperous again, just as the rain brings water back to dry riverbeds. 5 Let those (your name) who wept as they (your name) planted their crops, gather the harvest with joy! 6 Those who (your name) wept as they went out carrying the seed will come back singing for joy, as they (your name) bring in the harvest. TEV